Back to US Site
Apply online
Apply in-store
Apply by mail
REDcard™ gives you more.
5% Off* Today & Everyday
Free Shipping* at Target.com plus 30 Extra Days* For Returns.
*Some restrictions apply. Please scroll down for details.
Target Debit Card
apply now- Works like a check by drawing from your existing checking account
- No annual fee
- Chip-and-PIN Enabled
- Cash withdrawal up to $40
Target Credit Card
apply now- Charge your Target and
- No annual feeSee important rates and fees ›
- Manage account and make payments online
- Chip-and-PIN Enabled
Chip-and-PIN FAQ
Click to learn more about enhanced security features with chip card technology.
Learn more ›Manage my REDcard
Enjoy the convenience of online card management on your computer or mobile device. Credit: Check balance, make payments, review statements. Debit: View transactions and manage your PIN.
Manage my REDcard ›
The savings keep stacking up.
Combine your everyday 5% REDcard savings* with Cartwheel, Target Subscriptions, and coupons.
* Some restrictions apply. Please scroll down for details.
REDcard™: Target Debit Card™, Target Credit Card™, and Target™; MasterCard®. Subject to application approval (Target MasterCard not available to new applicants). The REDcard credit cards (Target Credit Card and Target MasterCard) are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. MasterCard is a registered trademark of MasterCard International, Inc. Pat 7,562,048 and 8,117,118.
5% REDcard™ Discount Program Rules (Scroll down for REDcard™ Free Shipping Program Rules and REDcard™ Extended Returns Program Rules)
When you use your Target Debit Card™, Target Credit Card™ or Target™ MasterCard® (each, a “REDcard™") at Target stores or Target.com, you will receive 5% off your purchases. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time.
5% discount does not apply to the following:
- Prescriptions, clinic services at Target and Target Optical™ eye exams
- Target gift cards and prepaid cards
- Previous purchases
- Target credit account payments, Target Debit Card cash back and cash advances on the Target MasterCard
- Gift wrap and shipping and handling charges on Target.com purchases
- Wireless protection program purchases and deposits required by mobile carrier
- Where otherwise prohibited by law
REDcard™ Free Shipping Program Rules (Scroll down for REDcard™ Extended Returns Program Rules)
When you use your Target Debit Card™, Target Credit Card™ or Target™ MasterCard® (each, a “REDcard™") on Target.com, you will receive free shipping on your Target.com purchases (Target Debit Card cannot be used on the mobile Target.com website). Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. This offer is not valid on previous orders, or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.
REDcard™ Extended Returns Program Rules
When you make purchases with your Target Debit Card™, Target Credit Card™ or Target™ MasterCard® (each, a “REDcard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time.
REDcard extended returns do not apply to the following:
- Target Mobile purchases
- Purchases with a fixed return date
- Non-refundable items
REDcard™: Target Debit Card™, Target Credit Card™, and Target™ MasterCard®. Subject to application approval (Target MasterCard not available to new applicants). The REDcard credit cards (Target Credit Card and Target MasterCard) are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. MasterCard is a registered trademark of MasterCard International, Inc. Pat 7,562,048 and 8,117,118.